When the banks choose crypto rails
Japan’s largest banks are launching a joint stablecoin framework. Beneath the headline is a deeper shift: programmable, interoperable finance is becoming the default setting.
All about onchain
This is an index of posts that attempt to document the move onchain. Onchain is the new online, but the user experience and ability to control and own user data will make new kinds of apps, services, and experiences possible.
Prediction markets and the thin line between utility and chaos
Prediction markets promise sharper foresight about the future — but do they actually deliver truth, or just monetize vibes? As billions flow into these new kinds of markets, what are we actually betting on?
The post‑crypto narrative and the birth of the crypto‑lite super app
Coinbase just buried “Wallet,” rebranded its L2, and dropped Base App — a crypto-lite super app where posting memes mints coins and USDC moves like Apple Pay.
The token tidalwave
The tokenization of everything is underway. Data issues and ownership clarity remain persistent bugs.
Gold moves onchain and joins the race for neutral money
Gold tokens like XAUT and PAXG are booming in 2025. What’s driving demand? And how does gold fit into the future of digital money.
Onchain reputation as a stand-in for a credit score
Onchain reputation is emerging as a transparent, user-driven alternative to the credit score, aligning with Open Money's vision for financial agency.