Data ownership
Owning your own data and identity is a core component of Open Money
Open Money and user access
Open Money exists to empower individuals, not institutions.
Permissionless by default
In a world where access is default, opportunity is too
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Open Money is interoperable
Interoperability is all about efficiencies that save time and resources
Composable money is like financial building blocks
Composability is a major value prop for Open Money systems